16 Key Points You Must Include in Your Workers’ Compensation Insurance Account Servicing Instructions (asi)
Prior to implementing any workers’ compensation policy or program, make sure your corporate legal counsel does a review because terms may need to be varied or policies and programs brought into alignment to comply with different state and federal laws covering workers’ compensation.
Here is another useful and cost-savings tool. Use this 16-point Account Servicing Instruction (ASI) Checklist when implementing a workers’ compensation cost control program to gain more control of the claims and litigation process.
ASI, also called account handling instructions or special account instructions, are the instructions your insurance adjusters live by. They tell the adjusters what must be done when handling your claims. So, make sure you have input into the preparation of these instructions. Every insurance company or third-party administrator has them although the names vary.
Eleven Reasons an Employer Must Have a Medical Policy
Prior to implementing any workers’ compensation policy or program, make sure your corporate legal counsel does a review because terms may need to be varied or policies and programs brought into alignment to comply with different state and federal laws covering workers’ compensation.
A clearly defined and properly implemented medical policy is part of a comprehensive program to monitor and control workers’ compensation claims and costs. Like all policies, the terms may need to be varied to comply with different state and federal laws. Make sure to have your corporate legal counsel review any policy before implementing it.
1. Pre-Employment Medical Exam: As a condition of employment, applicants may be required to pass a mental and physical examination. This exam may include drug and/or alcohol screening. It is administered by a physician designated by the company.
10 Ways to Drive Workers’ Comp Costs Up
Prior to implementing any workers’ compensation policy or program, make sure your corporate legal counsel does a review because terms may need to be varied or policies and programs brought into alignment to comply with different state and federal laws covering workers’ compensation.
You have implemented a corporate return-to-work program but your projected workers’ compensation savings haven’t yet materialized. Supervisors are telling you they can’t get employees back to work. It may be time to examine the impact of collateral resources, often resulting in employees out on workers’ compensation receiving more income and benefits than they would have if they were working.
Many companies fail to look closely enough at their internal wage and benefits structure before embarking on programs to reduce workers’ compensation costs. There are numerous collateral income benefits and sources providing built-in disincentives to remaining injury-free or returning to work as soon as possible.
It’s the Employee! Four Attitude Types Useful in Returning Employees to Work
Prior to implementing any workers’ compensation policy or program, make sure your corporate legal counsel does a review because terms may need to be varied or policies and programs brought into alignment to comply with different state and federal laws covering workers’ compensation.
As the old saying goes, “There is more than one way to skin the cat.” Likewise, there is more than one way to return an injured employee to work. The difficult matter is matching the right return-to-work strategy to the particular worker. Considering the personality and attitude of the worker in question is as important as considering the specific injury when implementing a return-to- work solution.
Just as there are many return-to-work programs successful under given circumstances, there also is a full range of employee attitudes accompanying each case.
Employers must individualize their return-to-work approach to meet the demands of the specific employee’s personality, because the most important factor in return-to-work is the attitude of the employee.